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The advantage with Paypal is that you don't need to have have a paypal account to make an online payment.
If you do have a Paypal account, purchases can be funded by money that you have paid in to it, or a credit card can be assigned to it for purchases exceeding the funds on deposit.
If you don't have a Paypal account, it also takes payments from anyone who wishes to pay by credit or debit card.
When you get to the Paypal check out, you will see it offers a login (for those who already have an account) and also the opportunity to purchase as a guest using any credit or debit card.
All handled securely by paypal, one of the worlds biggest and most trusted online payment providers.
The advantage for you the 'buyer', is that none your financial details are provided to us, the 'seller', ensuring maximum security for your purchase.